First-hand experience inside regulated firms.

Regulatory strategy · Operations · Governance

Gordon Spencer

Gordon works as an embedded consultant, regulatory project lead and governance adviser through AnyAccount Ltd. He helps founders and investors take fintech businesses from planning through authorisation applications, infrastructure development, team-building and operational launch.

Gordon combines CEO, COO and group compliance leadership with hands-on delivery across the UK, EU, US, Canada and Africa. His remittance experience includes leading the creation and launch of an online platform, building teams and designing governance, financial crime and operational controls.

He works across leadership, product, technology, operations and finance to connect policy with onboarding, screening, transaction monitoring and settlement. His experience covers licensing and regulatory engagement, banking and payment partnerships, and ongoing reporting and assurance across international payments businesses.

Gordon has held directorships in the UK, USA, Czechia (Czech Republic) and Hong Kong. His experience in regulator engagement and partnership development spans these markets as well as Canada, Germany, Hungary, Ghana, Nigeria and Kenya. His work includes FCA payment institution applications, regulator engagement and ongoing reporting, US money services business registration and state licensing frameworks, AML and sanctions controls, and Hong Kong regulatory requirements. He has also developed relationships with sponsor and correspondent banks, payment service providers and agents, connecting regulatory expectations with the commercial and operational requirements of cross-border payments.

Gordon works through contract, interim, fractional and defined-project mandates, coordinating founders, product, engineering, operations, customer support, compliance and finance. His current work includes crypto and stablecoin service design, regulatory applications and launch preparation. Explore current project experience.